Life Insurance
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder) or at maturity.
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder) or at maturity.
Our Experts at IVM use various techniques & formulas to arrive at right insurance sum assured considering Human Life Value (Economic value of earner).
We believe Insurance & Investments should not be mixed so recommend Pure Term Plans more often after evaluating individual's needs.
Health Insurance
HHealth insurance is an insurance product which covers medical and surgical expenses of an insured individual. This is very important for every family as sudden health or medical expenses can erode savings and can expose family to financial insecurity. We help in choosing right product and right sum assured for individuals and family (Family Floater Policy)
Motor Insurance
Motor insurance is the insurance policy for vehicles. It could include Car Insurance and Two-Wheeler Insurance. Vehicles that are used for commercial purposes, like buses and trucks, are covered by Commercial Vehicle Insurance. It is compulsory to buy auto insurance when you purchase a vehicle. We can help with door step services on the same.
Corporate General Insurance
Corporates need many sorts of General Insurances like, Fire, Earthquake, Plant, Machinery, Freight, Liability, Group Mediclaim etc. IVM Consultancy acts as a back office for corporate on all above insurance requirements.
Travel Insurance
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. Travel Insurance is a must to have for many countries and is visa requirement. We can assist in choosing right policy also assist you in claim settlement even if you are abroad.